#buying

Reveals the true out-the-door cost of a vehicle deal and exposes whether a low monthly payment is hiding an expensive loan.

Stress-tests your home budget under rate shocks, income dips, and cost surprises to find the safe maximum purchase price you can truly afford.

Recommends an optimal down payment amount by balancing PMI elimination, interest savings, and cash-on-hand safety.

See exactly how your down payment affects monthly payments, total interest, and lifetime mortgage cost — so you know if a bigger upfront payment is truly worth it.

Score the risk of a used-car history report and get negotiation guidance based on accidents, damage, title markers, and mileage consistency.

Calculate the maximum safe offer price for a used vehicle after accounting for repairs, taxes, fees, and expected resale value.

Estimates the maximum you should pay for a pre-purchase inspection based on purchase price, repair risk, and negotiation leverage.

Compare the real costs and learning benefits of starting your homestead now versus waiting for the perfect moment.